Marg Hyland or Margaret Hyland,, Jim Frank Orlando Florida…

I was introduced to Marg Hyland of in the summer of 2012 for my sisters wedding. We remained in contact since then. In the fall of 2014 I had an outstanding $5000. At the same time was having financial issues. She asked if I would get more money on the loan and lend it to her for advertising purposes. In turn, she would pay the entire loan down to a zero balance. I was skeptical but, I had it in a text message, so at least there was something. I said ok. I got her an additional $8900, for a total of around $14,500. I asked that she not screw up because I did not want my credit score affected. Oh she was so reassuring, she promised she would not let me down. Ha. I asked that she please set it up so it goes out on the same day every month which we discussed while at the bank to make it easiest for her. She decided on the 28th of every month, and then it began. I believe the first two months were paid on the 28th and after that, there became excuse after excuse after excuse…the payment showed up anywhere from the 30th to the 12th of the following month. After over a year of this, it was no longer friendly. Having the emotional drain of having to check with her every month and then listening to all the excuses each month was exhausting. Then once the payment came through sometimes I had to transfer it to the loan, sometimes it went directly on the loan. Complete inconsistency. Marg claims she has paid over $12,000, and assumes that was some directed toward my initial loan. Hello!!!! There is interest. She had to pay interest because it had been so long. Now, I might have been curt, but i never once threatened her or her family or even her business. I have never done anything but help her when asked. It was she who chose the road of inconsistency. It was she who had excuses every month. Obviously I have proof of this via the loan print out. But, finally in 2018, around January, it came in on the 28th and was on an instant pay system. I was so relieved. Until June of 2018 when I got a call from the bank asking where Junes payment was. There was no email or text or call, nothing. So I had to contact Marg. She ignored me for awhile and then said she was sick of my attitude, she was not paying anymore. That I had become mean and vicious and was no longer friendly. Well, think about it. For two years every month was like pulling teeth. All respect was gone as each emotionally draining month went by. Anyone would become a bit more cold. It was business. All she had to do was pay it on the 28th as she said in the beginning of every month. Instead, she had to use different modes of payment and on all different days. And I was the one in the wrong, really?? I was gracious enough to loan her the cash when she needed it with a verbal agreement/contract that stated if I did get her the cash, she would pay it off entirely leaving a zero balance. Just because I did not have sympathy for her two thousand excuses and had to take the responsibility to ask where the payment was when it was not received on the 28th, does not give her the right to not follow through. I did my part, now it was her turn. Instead she went to the police and said I was harassing her. Clue….if she would have paid as she promised I would not have to contacted her at all. She broke our verbal contract and then wanted me to get in trouble for asking her why and how could she do this? How is it ok for someone to not pay a loan back, but not ok for the person left with the unpaid loan to contact them. To top it off, for her to cheat me out of the loan is civil, yet for me to contact her and ask why and demand an answer is criminal. Basically she can steal, and break contracts, and I cannot even ask her why or what the heck. Seriously??? Then I thought about small claims but according to one deputy, I did not have the correct address and no one would give it to me. So here I am, just stuck. Now, if I was a somewhat friend and this is what she did to me, what kind of business do you think she is running? A legit one? Doubtful. I will never do business with ever again

Unknown Orlando, Florida United States


Clothing, Dishonest, Identity Fraud Protection, Interest, Late Fees, Liars, Loans, Online Retailer, Payments

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