I have been diligently trying to raise my credit score by paying off credit cards. Synchrony Bank has closed two accounts that I paid off saying I have too much credit even though these accounts had a $0 balance. As I pay down any accounts that they administer, they lower my credit limit which makes it look like I’m over using my credit. This has caused major fluctuations in my credit score which could prevent me from being able to purchase a home or a car. This has also caused me personal distress, because I’m at my wits end as to what to do about it. I’ve tried to speak with them by phone, but no one seems to be able to give me any kind of answers.
Other United States
Bank Fraud, Collection Agency, Credit Card Fraud Processing, Credit Card Service